A partner at LMS Tax and Accounting LLC (where his focus is individual, partnership, corporation, and payroll tax return preparation) and LMS Advisors LLC (where he's a Cetera Financial Specialists LLC Financial Advisor). Joe has over ten years combined experience in both the securities and accounting industries. Joe’s primary focus is helping develop retirement strategies for individuals and business owners to assist in minimizing tax obligations by utilizing appropriate account and investment choices. Joe's experience in this area provides LMS a focused service that provides customers assurance that by minimizing tax obligations they can positively impact and protect long-term goals and assets.

Professional Activities and Memberships:

- Investment Advisor Representative with Cetera Financial Specialists, LLC

- FINRA Registered

- Enrolled Agent Designation with the IRS

Professional Licenses:

- Series 7

- Series 66

- Life, Accident & Health Insurance Licensed

Education:

Joe graduated Magna Cum Laude from Millersville University of Pennsylvania. He received a Bachelor of Science in Economics with a focus in Finance and Business Management.

Personal:

Joe resides in Lititz, PA with his wife Allison and their dog Hines. His interests include golfing, running, spending time with friends & family, and watching football.

Securities offered through Cetera Financial Specialists LLC (doing insurance business in CA as CFGFS Insurance Agency), member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC. Cetera entities are under separate ownership from any other named entity. Home offices at 200 N. Martingale Rd., Schaumburg, IL 60173; phone 888.528.2987.